Hi, we’re Money Coach Team. Our team consists of husband and wife team, Chas & Taryn. We’ve been in your shoes. We’ve gotten out of debt and have begun to build wealth (FINALLY!).
God works in mysterious ways because he was working both of our hearts separately before we came together. We began dating in college which, for us, meant STUDENT LOAN DEBT. We got engaged and, while engaged, Taryn’s brother gave her the Total Money Makeover for Christmas. At the same time, Chas’s brother & sister-in-law were working through the Total Money Makeover audiobooks.
We both read the book and realized we were in trouble. We both graduated without salaried positions, which meant we couldn’t pay our loans. We each had about $47,000, so when we got married, that jumped to $94,000 that we were on the hook for. We deferred for a year since Taryn’s $10/hr job with Chas’s $1,000/mo job weren’t cutting it.
During that time, we got on a B-U-D-G-E-T. I’m talking, we had $25 for every 2 weeks as “entertainment”, so that meant lots of frozen pizza & Redbox movies were considered “Date Night.”
Once our loans were in repayment, we ate Dave Ramsey’s “Beans & Rice, Rice & Beans” diet until we got ahead of the interest. All in all, we scrimped and sold and worked and had our loans paid off in about 5 or so years.
During that time, we moved a handful of times, had multiple babies, paid off cars, bought cars, and much more. Without getting rid of that debt, I have no idea how we could afford to live. We definitely would not be living the way we get to now.
We LOVE helping others get out from under their debt. There is light at the end of the tunnel. We want to help you find financial freedom and kick that debt out of your life.
If you want to talk, please use our Contact Us page. We can’t wait to meet you.